AAO Gradation List as on 01/01/2015

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Postal bank set to become a reality, says Rajan

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The country will see many new banks in the coming years, including a postal bank promoted by the postal department, Reserve Bank of India (RBI) governor Raghuram Rajan said on Thursday. Speaking on the occasion of commemorating 80 years of the central bank, the governor said, “In the coming year, we will have many new players in the banking eco-system, such as payments banks, small finance banks and possibly a postal bank competing with existing universal banks, regional rural banks, cooperative banks, and a variety of non-bank finance companies.” The department of posts has already applied for a payments bank licence after RBI initiated the licensing process last year. Payments banks are niche banks which will be allowed to function with several restrictions; they will not be allowed to lend and will have a cap on the deposit it can take from an individual. A postal bank, if it gets a licence from RBI, will be a universal bank. A task force under T S R Subra...
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Four ways to undo the ill effects of prolonged sitting

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Modern lifestyles are becoming increasingly sedentary. We spend a great deal of our time sitting; be it sitting for long hours at work, sitting while traveling, sitting while watching TV or eating. But if you think that your hour long intensive workout at the gym or your morning jog will make up for your prolonged sitting, you are wrong! A recent study published in the journal Health Psychology Review has found that targeting physical activity and increasing the level of exercise doesn't make any great difference to reduce prolonged sitting. One should focus on decreasing their sitting time. Ask health experts and they will tell you how prolonged sitting kills like smoking. It has turned into a serious public health concern. According to WHO, low physical inactivity is the fourth-leading risk factor for death around the world. So what can be done? Get up and move If you are guilty of staying glued to your office seat for long hours, it's time you change your habit. Fitn...
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IndiaPost inks deal to issue 1.5 crore debit cards

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MUMBAI: India Post will soon issue debit cards to its 1.5 crore account holders with the Department of Post signing a Rs 30 crore deal with  CMS Info System  to supply Rupay enabled cards. The Department of Post (DOP) has over 10 crore account holders in India, and has already begun deploying ATMs across the country in a phased manner.  The personalized debit cards for DOP will be issued on the NPCI platform and their usage would initially only be on ATMs installed at DOP branches, as a closed loop environment. The cards can later be used on other ATMs with Rupay affiliation. These cards will initially be of the magstripe variant, with the option of EMV being available to the account holders after a set period of time.  "This deal will power issuance of personalized cards to complement India Post's ATM deployment plans over a three-year period. We expect this to benefit people using teller facilities at the branches, as they can now begin to use these cards for more...
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